Multiple ways strategies and instruments can be used to achieve your life goals. These can be pursued independently or with professional assistance. Some examples are presented following:

Insurance

Insurance provides protection against the psychological and financial hardships caused by unexpected events like illness, disability, death, or loss due to damages or theft.

The psychological and financial hardships caused by unexpected events, such as illness, disability, death, or loss due to damages or theft, individuals may represent significant challenges and profound financial impact on one’s life.

Insurance policies are there to minimise the impact by paying a pre-determined financial compensation to cover losses, damages or providing to avoid significant impact on family life standards.

By having insurance coverage in place, individuals can mitigate the financial burden and ensure the continuity of their lifestyle during challenging times.

Pension

Secures the future with financial and tax benefits.

Relying solely on government or social security benefits is insufficient to meet all retirement expenses.

Therefore, having a personal pension plan in place, is essential for individuals to face challenges of meeting their financial needs and maintaining their desired lifestyle during their retirement years.

The earlier a pension strategy is implemented, the greater the potential securing a significant pot at the retirement age.

Asset Management

Asset manager makes investment decisions, allocating funds across different asset classes, and implementing an investment strategy to maximize returns while considering risk management. Achieving specific investment goals is a process that requires knowledge, competence, time, and the use of appropriate tools.

Diversification across different asset classes (shares, fixed income, commodities, real estate, etc.), economic sectors, and jurisdictions brings a certain level of complexity that can be effectively managed by a competent professional.

Share prices are influenced by factors such as interest rates, foreign exchange rates, and regional economic conditions. Fixed income investments can be affected by the creditworthiness of the issuer. Commodity prices can be impacted by local weather conditions, pests, and diseases. Real estate investments are influenced by inflation. These are just a few examples of the factors that contribute to the complexity.

Different investment strategies, such as passive income investing, value investing, and growth investing, can be discussed and implemented.

Asset management is a service provided by skilled professionals who manage financial investments across global shares, fixed income instruments, commodities, and other asset classes.

Wealth Management

Wealth management involves a range of professional services and strategies focused on effectively managing, preserving, and growing assets and financial resources.

These services often include legal assistance, tax planning, estate planning, succession planning, and risk management. The goal is to provide comprehensive guidance and support in managing wealth effectively. These services are rendered based on the circumstances, goals and risk tolerance of each individual.

Real Estate

Real estate investing features may contribute to wealth preservation and growth, protection against inflation and serve as a source of regular income.

Foreign Exchange

Moving funds across multiple jurisdictions, being as for investment diversification, asset protection or to cover maintenance or travel expenses, requires assistance of a foreign exchange provider.

Check out our portfolio architecture to help you achieve your goals.